Figuring Out Your Down Payment Before Buying a Home
It is tempting to place as small a down payment as possible. Perhaps you would like to not even put any money down. After all, you may not have adequate…
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Mortgage
51 posts
Mortgage Rates: What Goes Up Doesn’t Always Come Down
Mortgage Interest Rates Are Going Up Even Though, Right Now, They’re Going Down Just a few short months ago, Wall Street forecasters almost unanimously stated that mortgage interest rates would…
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What are the Pros and Cons of VA Loans?
For military veterans and their spouses, VA loans have become one of the most popular choices for purchasing a home. These flexible loans come with some significant financial benefits, not…
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How to Remove a Lien Against Your Property
When trying to sell your property the question of liens may come up. Having one on your property means the transaction can’t go through until the lien has been dealt…
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Home Equity and Why is it Important
You’ve probably heard how homeownership builds wealth, usually with the word “equity” mentioned at some point. Whether you’ve already committed to buying a home or you’re just looking into how…
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6 Ways To Get a Higher Home Appraisal
A home appraisal is essentially an evaluation of what your home is worth. The main criteria your appraiser considers is the location of your home, its size (including square footage,…
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What is a Mortgage Note and Why is it Important?
When you’re closing on a home that requires a mortgage, there are several important documents you need to sign to make it official. Among these documents will be three main…
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Mortgage Underwriting: What Does it Mean?
No matter who you are the mortgage approval process is the same for everyone. Once you’ve agreed with a seller on a sales contract for a home and all due…
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Home Equity Loan vs Line of Credit (HELOC)
One of the primary benefits of homeownership is building equity. This is the value tied up in your home and it increases as you pay down your mortgage and home…
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5 Ways to Avoid Debt When Shopping for Your First Home
If you’re a first-time home buyer, chances are you’re trying to navigate the current real estate market as best as you can while attempting to save as much money in…
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