Fixed Rate vs. Adjustable Rate Mortgage Loans
Whether you’re looking to buy a new home or remodel an existing one, chances are you will need a loan. In earlier times, home buyers had only three mortgage loan…
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Refinancing Your Mortgage, Benefits and Downsides
If you’re a homeowner with a mortgage, then you may have heard of the advantages of refinancing. The benefits are far-ranging and include the chance to reduce your interest rate,…
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First-Time Home Buyer Programs
It’s a dream for many Americans to purchase a home. But for many New Yorkers, it’s a dream that can seem well out of reach. Despite historically low-interest rates, many…
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Credit Score Repair Strategies to Increase Your FICO
The government-sponsored enterprises, The Federal National Mortgage Association (Fannie Mae) and The Federal Home Loan Mortgage Corporation (Freddie Mac) require a particular minimum FICO Score. However, your lender ultimately decides…
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Getting a Mortgage When Self-Employed in New York City
About 20% of the American workforce is self-employed as small business owners, entrepreneurs, and freelancers. Being self-employed offers numerous advantages over being a salaried employee, like the freedom to set…
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The Home Appraisal Process in New York City
If you’re looking to refinance a mortgage or buy a home through a loan, the lender will need what’s called an appraisal on the home. It is an objective assessment…
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Getting a Mortgage in New York City
Have you decided on mortgage financing for your real estate purchase? But do not know where to start? Our mortgage guide outlines all the steps and resources you will need…
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