MORTGAGE4 MIN
Does Getting Pre-Approved for a Mortgage Hurt Your Credit Score?
Ask any experienced homebuyer for advice on buying your first home; chances are they’ll tell you to get a pre-approval mortgage before starting your home…
Looking for a home? Contact our Personalized Buyer’s Service.
NEW YORK PROPERTY INTELLIGENCE
Mortgage, considered.
Mortgages in New York City
01 BUYER STRATEGY 02 OWNERSHIP & BUILDINGS 03 MARKET & CAPITAL 04 SELLING & LEASING
CATEGORY ARCHIVE
Mortgage perspectives.
A deliberately edited collection of market notes, transaction guidance, neighborhood context and ELIKA perspectives—not a daily content feed.
MORTGAGE5 MIN
Can You Still Get a Mortgage While Switching Jobs?
For many people, there are two key goals in life, getting your dream job and your dream home. But when the attainment of these…
MORTGAGE4 MIN
Co-Signing a Mortgage: Is It a Good Idea?
When a homebuyer needs a mortgage but has poor credit, one option is to find a close friend or family member with good credit…
BUY4 MIN
What is a Hard Money Loan, and How Does It Work?
A hard money loan is a type of loan that provides cold, hard cash in just a few days. Such loans are typically secured…
BUY6 MIN
Loan-to-Value (LTV) Ratio: A Guide to Understanding
Your loan-to-value (LTV) ratio is essential when planning a home purchase or a refinance. Lenders will use this percentage to compare the value of…
MORTGAGE4 MIN
Mortgage Points Vs. Lender Credits: What are They?
When you’re looking to secure a mortgage or refinance an existing home loan, two phrases you’re likely to come across are mortgage points and…
MORTGAGE6 MIN
What Happens After My Mortgage is Paid Off?
For many homeowners, that magical day when you finally make your last mortgage payment is something everyone dreams of. It’s a true milestone that…
MORTGAGE5 MIN
My Mortgage was Declined, What Can I Do Next?
The home buying process can have a lot of ups and downs. One minute you’re ecstatic about getting an accepted offer; the next, you…
MORTGAGE5 MIN
Worried About Rising Mortgage Rates?
The Federal Reserve recently began raising interest rates to clamp down on inflation. The average 30-year fixed-rate mortgage is now above 5%, the highest…
MORTGAGE5 MIN
UltraFICO – A New Credit Score Method
If you’re currently in the market for a new home, odds are you know what a credit score is. This vital number plays a…
COMPLIMENTARY BUYER INTELLIGENCE · 74-PAGE DECISION EDITION
Take the complete New York buying system with you.
Build the brief, model the capital, compare property types, inspect the risk and carry the transaction from search through closing.
PROPERTYCAPITALDILIGENCEDECISION
GET THE HOME BUYER’S HANDBOOK
PERMANENT RESOURCES
Go directly to the decision tools.
Use the journal for context. Use ELIKA’s maintained guides and calculators for the current transaction.
A DECISION, NOT A CONTENT FUNNEL
Begin with the property objective.
Tell us what you are trying to buy, sell, rent or understand. We will direct the next conversation around the decision.
CONTACT ELIKA