MORTGAGE5 MIN
Refinancing Your Mortgage, Benefits & Downsides
If you’re a homeowner with a mortgage, you may have heard of the advantages of refinancing. The benefits are far-ranging and include the chance…
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NEW YORK PROPERTY INTELLIGENCE
Mortgages, considered.
Selected ELIKA perspectives organized around this New York real estate subject.
01 BUYER STRATEGY 02 OWNERSHIP & BUILDINGS 03 MARKET & CAPITAL 04 SELLING & LEASING
TOPIC ARCHIVE
Mortgages perspectives.
A deliberately edited collection of market notes, transaction guidance, neighborhood context and ELIKA perspectives—not a daily content feed.
MORTGAGE3 MIN
Should You Pay for Mortgage Discount Points?
Mortgage points are upfront interest a buyer pays at closing. For example, if you choose to pay two points on an $800,000 mortgage, $16,000…
MORTGAGE11 MIN
First-Time Home Buyer Programs in New York City
It’s a dream for many Americans to purchase a home. But for many New Yorkers, it’s a dream that can seem well out of…
MORTGAGE6 MIN
How Much is the Down Payment for an Apartment in NYC?
With the price of rent increasing, a monthly mortgage payment can often cost less when purchasing a home. New York City real estate is…
MORTGAGE12 MIN
What Credit Score Do You Need to Buy a Home?
When approving a home buyer, lenders and condo and co-op boards look for higher credit scores. The government-sponsored enterprises, The Federal National Mortgage Association…
MORTGAGE7 MIN
Getting a Mortgage When Self-Employed in NYC
About 20% of the American workforce is self-employed as small business owners, entrepreneurs, and freelancers. Being self-employed offers numerous advantages over being a salaried…
MORTGAGE8 MIN
The Home Appraisal Process in New York City
If you’re looking to refinance a mortgage or buy a home through a loan, the lender will need an appraisal on the home. It…
MORTGAGE4 MIN
Benefits and Considerations of Cash-Out Refinancing
New York City’s real estate market has witnessed a remarkable rebound in recent years, with prices reaching new heights. As mortgage rates experience an…
MORTGAGE6 MIN
When You Can’t Pay Your Monthly Mortgage Payment
Financial hardship happens. In January 2019, 435,421 homes were in some stage of foreclosure in the United States. Here’s what to do to avoid…
MORTGAGE4 MIN
Mortgage Rates: What Goes Up Doesn’t Always Come Down
Mortgage interest rates are rising even though they’re going down now. A few short months ago, Wall Street forecasters almost unanimously stated that mortgage…
COMPLIMENTARY BUYER INTELLIGENCE · 74-PAGE DECISION EDITION
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PERMANENT RESOURCES
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A DECISION, NOT A CONTENT FUNNEL
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