MORTGAGE3 MIN
Questions to Ask Your Mortgage Lender in NYC
These ten questions are just the right ones, so have them ready for that first meeting ahead with your chosen bank loan officer. Whether…
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NEW YORK PROPERTY INTELLIGENCE
Mortgages, considered.
Selected ELIKA perspectives organized around this New York real estate subject.
01 BUYER STRATEGY 02 OWNERSHIP & BUILDINGS 03 MARKET & CAPITAL 04 SELLING & LEASING
TOPIC ARCHIVE
Mortgages perspectives.
A deliberately edited collection of market notes, transaction guidance, neighborhood context and ELIKA perspectives—not a daily content feed.
MORTGAGE4 MIN
When Should You Pay Off Your Mortgage Early?
Most people’s initial reaction is to eliminate their mortgage debt. Living in your home free and clear can give you an incredible sense of…
MORTGAGE3 MIN
CEMA Loans: What You Need To Know in NYC
Purchasing a home in New York City is far from cheap. For homes in NYC, the costs come from the price of the property…
MORTGAGE3 MIN
Who Pays Mortgage Recording Tax in NYC?
New York residents should know a mortgage recording tax for new and refinanced loans. The state and city charge the recording tax, but the…
MORTGAGE4 MIN
How to Complete a Gift Letter for a Mortgage Down Payment
A stressful aspect for many homebuyers is coming up with the down payment. To help cover it, first-time and repeat buyers get help from…
MORTGAGE6 MIN
What is a Mortgage Financing Contingency?
A mortgage contingency clause protects the buyer from not losing a down payment. Many sellers frown upon contingencies since they complicate the deal and…
MORTGAGE6 MIN
How Interest Rates Affect Home Prices
Discussions about rising interest rates and the corresponding impact on mortgage borrowing rates are a popular news topic. The average rate continued to grow;…
NEIGHBORHOODS3 MIN
Top 10 Most Expensive Neighborhoods in New York for 2017
As construction continues to boom in Manhattan and Brooklyn despite the luxury market cooling off housing prices have continued to soar. As they do…
MORTGAGE4 MIN
Mortgage Mistakes to Avoid for Homebuyers in NYC
So you have found the home you like and have placed an offer with the real estate agent, now you need to head to…
MORTGAGE3 MIN
What is Mortgage Loan Amortization?
Discussing how your mortgage loan amortizes may not seem exciting, but we promise to keep the math light. The upshot is that a basic…
COMPLIMENTARY BUYER INTELLIGENCE · 74-PAGE DECISION EDITION
Take the complete New York buying system with you.
Build the brief, model the capital, compare property types, inspect the risk and carry the transaction from search through closing.
PROPERTYCAPITALDILIGENCEDECISION
GET THE HOME BUYER’S HANDBOOK
PERMANENT RESOURCES
Go directly to the decision tools.
Use the journal for context. Use ELIKA’s maintained guides and calculators for the current transaction.
A DECISION, NOT A CONTENT FUNNEL
Begin with the property objective.
Tell us what you are trying to buy, sell, rent or understand. We will direct the next conversation around the decision.
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