John English

4 min

Can You Make the Seller Pay for Defects Found During the Walkthrough?

As you move within reach of closing day for your home purchase, there remains one final step to complete, the pre-closing walkthrough. While something of a formality, the pre-closing walkthrough…

View Post

View Post

4 min

Buying a Home with Seller Financing: Is It a Good Idea?

Many people wish to become homeowners, but not everyone can meet the strict lending requirements for a mortgage. To get around this, one option might be to borrow the money…

View Post

View Post

4 min

How Does the Right of First Refusal Work in NYC Condos

In New York City, it’s a well-known fact that co-ops boards can be incredibly thorough and invasive when scrutinizing a potential buyer. If the board doesn’t feel like a buyer…

View Post

View Post

4 min

8 Real Estate Documents You Should Keep Safe

The average real estate deal can generate hundreds of documents, some of crucial importance that should be filled away carefully and others that matter less. For buyers, knowing which documents…

View Post

View Post

4 min

Co-Signing a Mortgage: Is It a Good Idea?

When a homebuyer needs a mortgage but has poor credit, one option is to find a close friend or family member with good credit willing to become a co-signer on…

View Post

View Post

4 min

Is My House Haunted? 5 Signs of Paranormal Activity in Your Home

Bumps in the night, cold spots in the house, faint voices from empty rooms. Most of us have experienced strange or weird things in our homes at night that couldn’t…

View Post

View Post

3 min

What is a Hard Money Loan, and How Does It Work?

A hard money loan is a type of loan that provides cold, hard cash in just a few days. Such loans are typically secured through a physical asset, such as…

View Post

Top Things to Consider When Buying a Co-op

View Post

3 min

Top Things to Consider When Buying a Co-op

You’ll need to make considerations when buying into a co-op, no matter where you choose to live, so let’s start there. Co-op apartments are a housing type owned and operated…

View Post

View Post

5 min

A Guide to Understanding the Loan-to-Value (LTV) Ratio

Your loan-to-value (LTV) ratio is essential when planning a home purchase or a refinance. Lenders will use this percentage to compare the value of your property against the loan amount.…

View Post

Tax Benefits for Investment Properties in NYC

View Post

5 min

A Guide to Tax Benefits for Investment Properties in NYC

Purchasing an investment property is a great way to earn passive income, especially in NYC, where the rental income can be very high. However, the high costs of buying, owning,…

View Post