Real Estate Calculators

Buy vs. Rent – Not sure whether to buy or rent? Determine the best decision for your future and whether it makes sense for you to buy or rent today. Today’s essential real estate calculator.

Mortgage Refinancing – If you’re considering refinancing your home or investment property, our mortgage refinancing calculator will help you decide whether now is a good time.

Debt-to-Income – Our debt-to-income calculator considers your annual income and monthly expenses to determine your debt-to-income ratio (DTI) – one of the qualifying factors by lenders to determine your eligibility for a mortgage and co-op.

Closing Costs for Buyers – Are you buying a home or investment property? Estimate your closing costs when buying a condo, co-op, or townhouse in New York City, including transfer and mansion taxes.

Post Closing Liquidity Calculator – NYC’s 1st
If you’re planning to purchase a co-op or condo or apply for a mortgage, you’ll want to ensure you have a minimum of 1-year post-closing liquidity. Estimate your post-closing liquidity with ease.

Closing Costs for Sellers – Selling your home? Estimate your closing costs when selling a condo, co-op, or townhouse in New York City, including mortgage fees.

Real Estate Commission – Real Estate Agent and Broker commissions are the most expensive part of your closing costs. Estimate the potential commission you’ll pay when selling your home in NYC.

Rental Broker Fee – The broker’s commission fee usually equals one month’s rent – up to 15% of the first year’s annual rent—which is paid upon signing the lease. Calculate the fee with ease.

Rent-to-Income Calculator – Our rent-to-income ratio calculator helps determine how much you should budget for your rent. Landlords typically like to see around 30% of gross monthly income.

Square Footage + Price Per ft2 Calculator – Use our calculator to estimate the price per square foot of property you’re contemplating buying or renting.

Net Operating Income (NOI) – NYC’s 1st
Use our easy-to-use calculator to estimate your Net Operating Income NOI, including the Cap Rate on an investment property you own or are considering buying.

Return on Investment (ROI) – NYC’s 1st
Use our Return on Investment calculator to understand your expenses and potential long-term return better when considering a real estate investment.

REBNY Statement – NYC’s 1st
The REBNY financial form is a personal statement of assets and liabilities. The form is used in purchase applications for a co-op or condo resale in New York City.  Complete the financial form with ease.

Submit Offer Form – NYC’s 1st
The Submit offer form is often required when submitting an offer on a co-op or condo resale. Use our submit offer form calculator to complete this form and submit your offer with ease.