New York Mortgage Refinance

When Does It Make Sense to Refinance a Mortgage? Refinancing a mortgage means paying off your existing loan and replacing it with a new one. Use our calculator to quickly and easily determine if refinancing your mortgage can save you money.

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  • You will lose money if you refinance and keep your loan for less time than the break-even point.
  • You will save money if you refinance and keep your loan longer than the break-even point.

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