Co-op or condo buyers or tenants in New York City should be aware there is a particular set of policies. The governing policies are called house rules. The house rules govern day-to-day normal behavior throughout the Building. After all, many people, often with entirely different backgrounds, are living vertically in tight quarters in New York City. Rules a necessary ingredient to ensure harmony amongst neighbors.
Less formal than bylaws, which concern technical matters such as the number of board members, how often elections are governed, and the frequency of meetings.
However, house rules, which cover a wide array of areas, are essential to know and understand before signing the sales contract.
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Where to find the Condo or Co-op House Rules?Where to find the Condo or Co-op House Rules?
Ask the listing agent where to find the condo or coop house rules. Ideally, it is in one place, although it does not have to be the case. It might be in the bylaws or listed in a separate document.
A more extensive set of rules for co-ops might be found in the proprietary lease, which gives the shareholder the right to live in his/her apartment. Rules for condo apartments could be in the governing document, declaration of covenants, conditions, and restrictions (CC&R).
Common AreasCommon Areas
The first area to be aware of concerns areas that everyone uses. Common; areas include elevators, hallways, and stairways. Most of the rules should follow common sense on using these areas, such as those concerning noise or clutter. You should pay attention to the provisions of the building gym if there is one.
Moving InsideMoving Inside
There are likely to be specific rules on how you can conduct yourself, even inside your apartment. A significant area concerns noise levels that affect your neighbors. A typical provision relates to activity late at night. If you are a drum player, you may have to play before 10 p.m. You may be required to carpet a certain percentage, such as 80%, of your floor space to minimize noise.
House rules may govern which appliances you can have in your apartment. You may be forbidden, from having a washing machine, or window air conditioners, for instance. If this seems excessive, remember, the co-op board is trying to protect the common good, including the Building itself.
A house rule may forbid subletting or require a lease of 12 months minimum in the case of a condo. If you were planning on earning extra income by renting your UnitUnit, you should know this ahead of time.
One contentious area concerns pets. Some boards forbid all animals, while others may allow cats but not dogs. When dogs are allowed, some buildings have weight restrictions. If you have a pet, make sure to understand if it is permitted beforehand since an exception to the rule is not likely to be made.
Implementation and ChangesImplementation and Changes
When a co-op or condo is formed, the board decides on the house rules. It is not unusual for the sponsor’s lawyer to make general rules. Over time, these are typically changed to accommodate everyday living, especially since ownership changes.
A house rule can be modified or implemented with most of the present board — called a quorum.
The EnforcementThe Enforcement
Hopefully, if there is an issue with a neighbor, it is dealt with courteously and quickly. The board can impose a fine if it is authorized; for specific violations. These situations must be spelled out in the propriety lease ahead of time, which is unusual.
The board for a co-op can ask you to leave under the terms of a propriety lease. Particularly if there have been repeated violations, despite warnings — a final solution. For a co-op, the proprietary lease allows the board to decide when to choose to enforce a breach of a house rule under a business judgment rule. It may not seem fair, mainly if you are having a problem with a neighbor, but you should be aware that, most times, you cannot do anything about it.
Co-op versus CondoCo-op versus Condo
Co-op house rules are stricter than those of a condo. Co-op’s board wields more power over its shareholders than a condo apartment over its unit owners. However, it does not have to be this way, so make sure to read a condo’s house rules before putting in a bid.
What it Cannot CoverWhat it Cannot Cover
The house rules cannot be used to discriminate against groups of people. The Fair Housing Act protects people from discrimination when seeking to rent or buy housing or secure financing. You cannot be; discriminated against by race, color, national origin, religion, sex, disability, and children’s presence.
The Co-op House Rules and RegulationsThe Co-op House Rules and Regulations
New York City co-op boards are notorious for their house rules. They are picky about whom they let live in their Building, but it does not end there. There are also rules to follow once you are living there. The rules are ostensibly for the unit owners’ financial well-being and ensure everyone shows the proper respect for their neighbors.
Still, a co-op board’s policies are not uniform from one Building to the next. Since there is not much you can do once you move in, a little homework ahead of time can save you many headaches later on.
The Co-op House RulesThe Co-op House Rules
You may have some work to do to uncover the house rules. These do not have to reside in one place. We advise reading them ahead of time to see what it includes. Some significant areas for the co-op’s rules cover common areas, noise levels within your apartment, permitted appliances (washer and dryers), subletting, and pets.
How strict is the board’s enforcement?How strict is the board’s enforcement?
The co-op board could choose to enforce their house rules strictly. Alternatively, they could be lax. Uncovering their enforcement policy requires some extra work on your part, but it is well worth the effort. You may like living with a lot of rules, or you could find it stifling. Either way, you want to know this information ahead of time to determine if you will be happy in your home.
There are several sources of information. It would help if you first tapped your exclusive buyer’s agent. He or she may very well have a lot of familiarity with the Building that interests you. Your agent could have even sold many units in the Building.
Next, try to talk to people currently living in the Building. If you do not know anyone personally, you can use the time to get to know your potential neighbors, killing two birds with one stone. Former building residents are another font of knowledge, although you should take this with a grain of salt. Things might have changed, or they could have had a bad experience.
You can ask everyone about general living conditions. If there is a particular rule that concerns you, make sure to bring it up.
At this point, you are ready to scour the Internet. In this technological age, there is a myriad of ways to obtain information. You can look at the various social media sites, even putting the question out there for people to see.
What can you do?What can you do?
If you feel the co-op board is enthusiastic in its enforcement; there, is not much you can do once you move in. The city has information on how to resolve disputes, but these typically involve boards that are not enforcing the bylaws, maintenance issues, and violations of the law.
Final Co-op ThoughtsFinal Co-op Thoughts
You may wish to prioritize which co-op house rules you can live with and those that are deal-breakers. Some are obvious, such as a no-pets rule when you have one or plan on getting one. Others require some thought into your current and future lifestyle.
Sample House Rules for a Condo or Co-opSample House Rules for a Condo or Co-op
Common AreasCommon Areas
The Residential Unit’s public areas and stairways shall not be obstructed or used for any purpose other than ingress to and egress from the apartments in the Residential Unit, and the fire towers shall not; be blocked; in any way.
Unit OwnersUnit Owners
Each Unit Owner shall keep his UnitUnit in a good state of preservation and cleanliness. He shall not allow anything whatever to fall from the building’s windows or doors, nor shall he sweep or throw from the Building any dirt or other substance into any of the corridors or halls, elevators, ventilators, or elsewhere in the Building. No Unit Owner may place any object or obstruction in or on its windows.
The Unit Owners shall place their refuse in containers in such manner, at such times, and in such places as the Board of Managers or its agent may direct. The Unit Owners shall obtain extermination services for the Units at such intervals as shall be necessary to maintain the Units free of rats, mice, roaches, and other vermin.
Children’s ActivitiesChildren’s Activities
Children shall not play in the public halls, stairways, or elevators; Except authorizes the Lessor’s employees, no one shall ho permitted on the roof unless expressly approved and for a proper business by the Board of Directors.
Noise RestrictionsNoise Restrictions
No disturbing noises or objectionable odors may be produced upon or emanate from any Residential Unit including, without limitation, from any musical instrument, phonograph, radio, television, receiver, or similar tool if the same shall disturb or annoy any other Unit Owner. Corridor doors shall be kept closed at all times except when in actual use for ingress and egress.
Awnings and Window Air ConditionersAwnings and Window Air Conditioners
No shelters, window air-conditioning units, or ventilators shall be used, in or about the Residential Unit except such as shall have been expressly approved by the Lessor or the managing agent, nor shall anything be projected out of any window of the Residential UnitUnit without similar approval.
Supplies goods and packages of every kind for the Units. Shall be provided in such manner as the Board of Managers, or its agent may reasonably prescribe, and the said Board of Managers is not responsible for the loss of or damage to any such property; including loss or damage that may occur through the carelessness or negligence of the employees of the Building.
No Combustible or Explosive MaterialsNo Combustible or Explosive Materials
Unit Owners shall not permit or keep in their Residential Units any flammable, combustible, or explosive material, chemical or substance; except such products as are required in regular professional and business use.
Water ClosetsWater Closets
Water closets and other water apparatus in the Building shall not be used for any purpose other than those designed. Nor shall any sweepings, rubbish bags, or other articles should be blended. Any damage resulting from the misuse of any water closets or other apparatus in a Unit shall be repaired; and paid for by the owner of such Unit.
Parked VehiclesParked Vehicles
No vehicle belonging to a Unit Owner or an employee, or visitor of a Unit Owner shall be parked in such manner as to impede or prevent ready access to any entrance to or exit from the Building or Common Elements by any vehicle of any kind whatsoever.
Suppose any key or keys are entrusted by a Unit Owner or occupant or by any member of his family or agent. Servant, employee, licensee, or visitor to an employee of the Board of Managers. Whether for such a Unit or an automobile, truck, or other personal property items, the acceptance of the key shall be at the sole risk of such Unit Owner or occupant. The Board of Managers shall not be liable for injury, loss, or damage of any nature whatsoever directly or indirectly resulting therefrom or connected therewith.
House Rules for Common ElementsHouse Rules for Common Elements
No Unit Owner shall alter, impair, or otherwise affect the Common Elements without the Board of Managers’ prior written consent, except as expressly permitted herein or in the Declaration or the By-Laws.
No pets other than dogs, cats, caged birds, and fish (which do not cause a nuisance, health hazard, or unsanitary condition) may be kept in a Residential Unit without the Board of Managers’ consent managing agent. Any Unit Owner who wishes to hold more than two (2) pets in his Unit must obtain the Board of Managers’ prior written consent. Each Residential Unit Owner who keeps any pet in his Unit will be, required to;
- (a) Indemnify and hold harmless the Condominium; the Board of Managers, all Unit Owners and the managing agent from all claims and expenses resulting from acts of such pet; and
- (b) abide by any reasonable Rules and Regulations of the Condominium adopted concerning it. The Board of Managers may require that pet owners agree with the Board of Managers confirming such owner’s obligations concerning their pets.
80% Carpet Rules80% Carpet Rules
Unless expressly authorized by the Board of Managers in each case, the floors of each. Rugs or carpeting or equally active noise-reducing material cover at least 80% of each room’s floor area except only kitchens, bathrooms, maid’s rooms, closets, and foyer.
Final ThoughtsFinal Thoughts
Some boards are stricter than others, which you should know before you consider making an offer. Hanging decorations on your door or patio may find you in violation of a rule. Learning the house rules, even talking to residents, will be helpful.